Shishir Asthana"Do not judge me by my success, judge me by how many times I fell down and got back up again."These words from Nelson Mandela are true for every successful person, be it a businessman, sportsperson, musician or a trader. It is especially true in the case of Asit Baran Pati, who rose like a phoenix from the ashes of his creation.Close From a well paying Investment Banking job to live off his mother’s pension money, Asit has seen it all. It was his confidence and persistence in search of a winning formula and sticking to it that made him a successful trader. The taste of freedom between jobs when he attempted to trade fulltime, was his driving force. related news How Vishal Mehta undertook a journey from discretionary to system trading for consistent gains Mitesh Patel: The angry young man of options trading Sushil Bhagat: An all-round investor, options trader and successful corporate executive A short term momentum trader and a scalper, he is among the … [Read more...] about Asit Baran Pati | An options buyer journey to financial freedom
Can first time buyer get buy to let mortgage
The mortgage price war is heating up as lenders try to win your business, and now HSBC has launched a home loan with an interest rate of just 0.99%. It’s the lowest the bank has ever offered, and the lowest currently advertised by a lender, so should you consider applying? Here are some things to consider. The rate is very low … Even at a point where the Bank of England base rate stands at just 0.5%, a mortgage rate of just 0.99% looks low. Other lenders may offer lower rates to very wealthy clients with complicated financial circumstances, but in the mainstream market this is the lowest interest rate on offer. The maximum amount you can borrow is £500,000 and you can move the loan to a new property. On a £100,000 mortgage arranged over 25 years, the rate makes for initial monthly repayments of just £380. But it isn’t fixed If you are concerned about interest rates going up over the next two years then this might not be the mortgage for you. The rate is … [Read more...] about HSBC’s lowest-ever 0.99% mortgage – what’s the catch?
While they may not have a flagship phone’s flashy style, midrange phones often offer excellent performance at a reasonable price. The Samsung Galaxy A50 is a great example of such a phone, offering a flagship-style bezel-less display, solid specs, and a versatile triple-lens camera suite. At just $350, it’s tough to argue against this phone, and you might assume — not unreasonably — that such a phone would be the toast of the midrange market. But the market is a large place, and here be midrange monsters. The Google Pixel 3a is probably the midrange king, and at $400, it’s strong competition for the Samsung phone. Which device comes out on top when the Samsung Galaxy A50 and Google Pixel 3a go head-to-head? We found out. Specs Google Pixel 3a Samsung Galaxy A50 Size 151.3 x 70.1 x 8.2 mm (6.0 x 2.8 x 0.3 inches) 158.5 x 74.7 x 7.7 mm (6.24 x 2.94 x 0.30 inches) Weight 147 grams (5.19 ounces) 166 grams (5.86 ounces) Screen size 5.6-inch OLED … [Read more...] about Google Pixel 3a vs. Samsung Galaxy A50: Time for a new midrange king?
Do you wear a seat belt in your car and on the plane? Do you lock your house when you go out? Do you use sun-block, umbrella, mosquito repellent? Do you invest more in low-risk bank products? Yes to most of them? Anecdotal evidence shows that we are risk averse in our living and investing habits. However, we leave unprotected the biggest risk to dependent families, that of being left without a source of regular income in case of an untimely event that causes a loss of life.The resistance to life insurance comes at various levels. There are families in which any discussion of an insurance policy, for cover and not investment, leads to emotional scenes - to think of a life without the other is considered to be tempting fate. The other reason, of course, is the belief of immortality that we all live with. Untimely death is something that happens to other people. So, life insurance is bought, but for the wrong reasons. It is bought to save taxes and for investment. There is a … [Read more...] about When to buy life insurance, and how much
WHETHER you're a karaoke aficionado or you're organising a house party, when buying your own machine, you need to know you're getting the best option for you. Depending on your needs, the best karaoke machines can simply act as a speaker for your TV or laptop - or they can be used to create entire productions. What is the best karaoke machine for home use? A Karaoke machine can brighten up any party whether you're with friends or your family. If you don't have much space, it's probably best to pick one that is portable and comes with extra features like fun LED lights, or a set of mics you can share during duets with friends. For anyone looking for something even more simple or for those who already have a speaker, you can just look for a microphone that comes with it. It's also usually a cheaper option than buying a full kit. What are the easiest karaoke songs? Classics are some of the most played songs at karaoke parlours across the country. Think “I Wanna Dance … [Read more...] about Best Karaoke machines: The best singing machines to buy in 2019
Microsoft's Surface brand offers some of the best Windows hardware on the market. Best known for the innovative, tablet-like hardware designs, Microsoft has expanded over the years and now offers a full family of computers, from a standard laptop to a giant desktop. Microsoft was an early innovator in mobile-friendly hybrid PC hardware. It's hard to find a PC-maker today that doesn't ape Surface's kickstand-packing, detachable-keyboard-rocking design. It's hard to find a nicer Windows experience than what Surface offers. The problem is one of choice: With such a diverse family of premium computers, which is best for your needs? Not to worry—we've sorted through the options and found the best Surface for everyone. Updated for Autumn 2019: We've updated our guide with the Surface 3 series hardware. When you buy something using the links in our stories, we may earn a small affiliate commission. Here's how it works. You can also support our reporting and reviewing by purchasing a … [Read more...] about Which Microsoft Surface Should You Buy?